In modern society, debt has become a part of many people's lives. Some people are burdened with huge debts due to business failures, others are trapped in a cycle of borrowing due to excessive consumption, and some are in trouble due to sudden illness or unemployment. The stories of debtors are often filled with struggle, helplessness, and hope. They may have been lost before, but ultimately, some of them have found a way out and started a new life. ### The Dilemma of Debtors The lives of debtors are often filled with anxiety and pressure. Every day, the first thing they do when they wake up is to calculate their debts, worry about collection calls, worry about their credit being damaged, and worry about their family being affected by their debt. Some people even have to give up their dreams and take jobs they don't like in order to repay their debts. In the article, we see many real stories: - **Li Sheng**: A once hardworking and stable person, who was forced to borrow money from relatives and friends and take loans from lending platforms due to a sudden illness. He tried various methods, but it seemed that he always owed more. - **Xiao Qi**: A young girl who was burdened with tens of thousands of yuan in debt due to excessive consumption and impulsive borrowing. She once fell into depression, but eventually she gradually came out of the shadow through hard work, debt negotiation, and part-time jobs to earn money. - **Xiao Xing Xing**: A woman who was once burdened with hundreds of thousands of yuan in debt due to business failure. She once wanted to give up on life, but eventually, through negotiating installment repayments with the bank, finding part-time jobs, and working hard, she gradually repaid her debt and began helping other debtors. ### Self-Salvation of Debtors These stories of debtors tell us that debt is not the end of life, but a stage in life. Some people have eventually emerged from the shadow of debt through hard work, negotiation, and self-salvation. - **Debt Negotiation**: Many debtors choose to negotiate with banks and loan institutions to apply for installment repayment or suspended interest and account suspension when they are unable to repay their debts. Although this approach can have some impact on their credit, it can prevent the debt from continuously growing. - **Part-Time Work to Earn Money**: In order to repay their debts, many people choose to take part-time jobs, run micro-businesses, open online stores, become freelancers, or even work more than ten hours a day just to earn a little more money. - **Psychological Adjustment**: Debtors often need to adjust their mindset, accept reality, stop avoiding the issue, and face it bravely. They need support and understanding, not blame. ### Hope and Rebirth Although debt is painful, it can also be an opportunity for personal growth. Many debtors become stronger and learn to cherish life more after repaying their debts. They learn financial management, learn to plan for the future, and learn how to face difficulties. As one debtor in the article said: > "Before, I didn't understand why some people would lose trust or get into a cycle of debt. But after I took on debt myself, I realized that everyone's situation is different. Some people really need understanding." The stories of debtors tell us: - **Debt is not scary; what is scary is giving up on hope.** - **Life has its low points, but as long as you don't give up, there will always be a turning point.** - **Everyone has the ability to get out of difficult situations as long as they are willing to work hard.** ### Conclusion The stories of debtors reflect the real lives of countless ordinary people. They may have been lost before, but eventually, some of them have found a way out and started a new life. Their experiences tell us: no matter how big the difficulties are, as long as we don't give up, there will always be hope. As the saying goes: > "Repaying debts is a matter of heaven and earth." May every debtor find hope in the struggle and start anew in adversity.